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(39) Da,ee, high rate of interest, shroffs
[[188-189]]
[[188]] The Da,ee is more generally an attendant upon
native
ladies. Their dress, in most points, corresponds with that of the
Hindoostanee
aya, but their pay is much less; few receiving more than
five rupees,
and the majority serving for four. But from a number of domestic
perquisites,
especially the remains of victuals, cast-off wearing apparel, donations
on certain festivals, overcharges in purchases, dustoree on all
articles bought by the lady, &c. &c., they manage to pick up a
very good income, and not unfrequently lend money to their mistresses
at
the moderate rate of one anna (i.e. a sixteenth) per month, [[189]] for
every rupee advanced. This is never done without a pledge, generally of
silver or gold ornaments.
Such a rate of interest may appear very high, but is general
on loans
for short date; and then under good security. The money-lending
business,
especially that on bunduck, or pledge, is confined entirely to
the
Hindoos. Moossulmans are prohibited by their institutes from receiving,
though not so strictly from paying, interest. Indeed, owing to the less
frugal habits of this sect, and their greater indulgence in
ostentatious
display, few individuals are totally exempt from that heavy fine
collected
by the Hindoo shroffs and mahajans, from such
inconsiderate
persons as have occasion for them.
It is nevertheless remarkable, that the generality of such
money-lenders
as reside at our several cantonments are very liberal in their advances
to officers; who, when much in arrears, are often extremely pressed for
cash to defray their immediate table expenses, and that too even on the
most economical plan. An officer has been repeatedly kept from starving
by the accommodation which the shroffs afforded, whose civility
and forbearance form a striking contrast to the punctual and greedy
claims
of both the Christian and the Jewish Shylocks of Britain.
When practicable, they will indeed obtain some kind of
security for
their loans. This is only reasonable; but they have been known to
furnish
many hundreds of rupees simply on an acknowledgment upon a scrap of
paper,
barely specifying the sum and date, without any form such as could have
validated the claim in case of demise, or refusal of repayment. The
truth
is, that where they see no danger, they feel no reluctance.
Williamson 1810 vol. 1: ((344))
The generality
of dhyes attendant upon native ladies, hold a regular intercourse with
some one of the above class, by whom all difficulties resulting from
irregular
receipts of pay are removed. This is wonderfully facilitated by the
circumstance
of being related to some young khedmutgar in master's service. Of this
kind of family compact I have already spoken; therefore it is not
necessary
to enter into details at this moment: my readers will form a just
opinion
of the situation in which a gentleman is placed, when parties are
formed,
both before and behind the purdah (curtain), to watch his motions, and
to carry on the great work of deception.
In this, I speak feelingly, having, like hundreds of
others, many of
whom appeared studious to perpetuate their misfortune, been the dupe of
such coalitions; from which it is, indeed, very difficult to escape.
The
attachment of many European gentlemen to their native mistresses, is
not
to be described! An infatuation, beyond all comparison, often prevails,
causing every confidence of whatever description to be reposed in the
sable
queen of the haram! I do not mean to say that the above deceptions are
universal; for I could adduce instances wherein native women have
((345))
conducted themselves invariably in the most decorous manner, and
evinced
the utmost fidelity in every particular, to their keepers; some have
absolutely
sacrificed property to no inconsiderable amount, and given up every
pretension
to cast; that is, to admission among those of the same sect, or faith,
braving the most bitter taunts, and the reproaches of their friends and
relatives.
Here it may not be out of the way to notice that strange
medley of religion,
and of interest, some may say of love, which is observable in the
conduct
of the native women, either residing under the protection of Europeans,
or coming under the ordinary description of kusbeen (i.e. prostitutes).
Their rigid adherence to, or at least their superficial observance of,
whatever relates to the purification of their persons, after contact,
is
admirable! It is not uncommon, among those professing immense purity
both
of body and of soul, to get up several times during the night, for the
purpose of ablution.
However ridiculous such a practice may appear, yet we
cannot refuse
to bestow some commendation on so strict an etiquette: lamenting, at
the
same time, that so much perseverance should be thrown away. Must it not
strike every person as being highly curious, that a woman should make
no
scruple of cohabiting with a man, whose very touch, indeed, his
entrance
((346)) within a certain area, or even treading on that carpet whereon
she were eating, should pollute the whole of the viands; and occasion
their
being thrown to the dogs, or given to some matranny, or other equally
debased
character? It really becomes a very serious question, I believe
hitherto
overlooked, under what plea a woman can allow her child, born under
such
a connection, to participate in her meals?
But reason is one thing, and maternal affection another!
Still, though
it may require no great sophistry for a woman to find an apology for
such
a decided inconsistency, it seems unaccountable how she is suffered to
escape that vigilance with which the priesthood, and others of her
sect,
watch her every act. I can ascribe it only to a certain deference,
which
has habitually sprung up in favor of all relating to Europeans and
regarding
their domestic concerns. This, doubtless, saves many from those
punishments
ordinarily attendant upon the most trifling dereliction of religious or
civil ordinances.
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